Texas Title Insurance Calculator

Estimate your Texas title insurance premium using the state-regulated TDI rate table, the same baseline every Texas title company charges.

Texas Mandatory Rates

Title Policy Calculator

Title insurance rates in Texas are state-regulated by the Texas Department of Insurance (TDI). Every title company charges the same baseline rate.

$
Include simultaneous lender's policy (+$100)
Owner's Title Policy (T-1):$3,991
Lender's Policy (T-2 Simultaneous Issue):$100
Estimated Title Premium:$4,091

Promulgated by the Texas Department of Insurance (TDI). Excludes standard endorsements, escrow, or recording fees. An estimate, not a quote. Confirm with your title company at closing.

Why every title company quotes the same number

Texas is a promulgated-rate state: the Texas Department of Insurance sets one title insurance rate table, and every licensed title company in Texas charges it. That means title insurance isn't something to shop for a better price on. The number above is close to what you'll see on any closing statement for the same purchase price, regardless of which title company handles your closing.

Have questions about what title insurance actually covers, or who customarily pays for it in a North Texas transaction? Get in touch and we'll walk through it together.