Ownership Cost Worksheet: Compare Two Homes
Put two homes side by side and see what each costs to own each month, including taxes, MUD or PID charges, insurance and HOA dues.
Enter the figures for two homes. Each rate and charge comes from the listing, your lender, an insurance quote and the district notices for that address; nothing here is assumed. Not sure where a number comes from? Read how taxes, MUDs and PIDs work, or book a free 15-minute call and I will walk through the real numbers with you.
Home A
From your lender
Add up every taxing unit on the tax notice for this address: county, city or MUD, school district and any others.
For example a homestead exemption. Leave blank if unsure.
A PID assessment is paid in addition to property taxes. Take it from the district notice.
From a quote
Home B
From your lender
Add up every taxing unit on the tax notice for this address: county, city or MUD, school district and any others.
For example a homestead exemption. Leave blank if unsure.
A PID assessment is paid in addition to property taxes. Take it from the district notice.
From a quote
| Each month | Home A | Home B |
|---|---|---|
| Principal and interest | $0 | $0 |
| Property taxes | $0 | $0 |
| MUD or PID charges | $0 | $0 |
| Insurance | $0 | $0 |
| HOA dues | $0 | $0 |
| Estimated monthly cost to own | $0 | $0 |
An estimate only, built from the figures you enter. Tax rates, assessments and insurance change; your lender gives real loan figures and the district notices give the real charges. This is not tax, legal or lending advice. I walk through the real numbers for any address with you.
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